Terms of use


By accessing and using this website ("the site"), you agree to be bound by and comply with the terms ("the terms") described below. If you disagree with these terms, please do not use this site.

These terms govern your use of this site and may be modified, as applicable, by other terms provided on other pages of the site (page disclaimers). In the event of any contradiction between these terms and the page disclaimers, the latter shall take precedence.

All Groupe DPJL Inc. products presented on this site are subject to the applicable agreements governing their use. Groupe DPJL Inc. reserves the right to modify or withdraw these products at any time, without prior notice. In the event of a contradiction between the terms described on this site and those in effect under an agreement between yourself and Groupe DPJL Inc. with respect to one of the products described on this site, the latter shall take precedence.

The information, material and data presented on the pages of the site ("the information") are considered reliable at the time they were published; however, there is no guarantee that they are accurate, complete and up to date at any given time. Without limiting the general scope of the preceding, the information may contain technical inaccuracies or typographical errors, and Groupe DPJL Inc., its administrators, senior managers, employees and their agents cannot be held responsible for any damages resulting from such errors and inaccuracies.


It is important to note that the products, services and information are not all offered throughout Canada or outside of Canada. The information does not constitute an offer or a solicitation for the purchase or sale of currency, investment funds or other products (investment or otherwise), services or information to anyone on a territory where such an offer or solicitation is not authorized or cannot legally be made, nor is it intended for people to whom it would be illegal to make such an offer or whom it would be illegal to solicit. With respect to information specific to a given territory, please contact your legal, tax, financial or other advisor.

Please be aware of the laws of your country or that otherwise apply to you in relation to any of the matters described on the site. If you choose to access this site, you do so of your own accord and are responsible for complying with applicable local, national or international laws.

Any use, transmission, reproduction or adaptation of the information presented on this site must comply with the applicable laws and regulations of the relevant territory.

For information only

The information presented is not intended to provide you with specific financial, investment, tax, legal, accounting or other advice, and should not be relied upon in that regard. You should never take action based on the information provided without first seeking professional advice. Your legal, tax and financial advisors can help you determine whether your specific situation was taken into account and whether the measures taken were based on the latest information available.


Groupe DPJL Inc. hereby expressly denies and disclaims guarantees of any kind, either express or implied, with respect to the site and its contents, and absolves itself of all liability and responsibility associated with the non-violation, completeness, accuracy, timeliness, reliability and applicability of the information for any specific purpose. In other words, Groupe DPJL Inc. cannot guarantee that the site will be accessible or that it will meet your needs, that access will not be interrupted, that there will be no delays, failures, errors or omissions, or losses in the transmission of information, that no virus or other harmful or disruptive component will be transmitted or that no damage will be caused to your computer system. You alone are liable for properly protecting and safeguarding your data and hardware, as well as for taking reasonable and appropriate precautions to identify computer viruses and other harmful elements.

Intellectual property

Certain names, words, titles, phrases, logos, icons, graphics or designs on the pages of our site are trade names or trademarks of Groupe DPJL Inc.

Nothing contained in these terms shall be construed as conferring by implication, estoppel or otherwise any license or right of any kind, including any license or right under any copyright, patent, trademark or other intellectual property right of Groupe DPJL Inc.

The information is for personal use only. Copying, distributing or transmitting the contents of the site may be a violation of intellectual property laws and could subject the copier to legal action.

Online communication

Any unprotected e-mail communication over the Internet is, as with communication via other media (e.g. cellular phones, regular mail), not secure or confidential, subject to possible interception or loss, and subject to possible alteration. This medium should not be used to transmit confidential, proprietary or sensitive information. Groupe DPJL Inc. is not responsible for and will not be liable to you or anyone else for any damages in connection with an e-mail sent by you to Groupe DPJL Inc. or by Groupe DPJL inc. to you.


Groupe DPJL Inc. shall not be held liable to you or any other person for any damages whatsoever (direct, indirect, incidental, special, consequential, exemplary or punitive) and howsoever caused, arising from or in connection with the site or the information, or your access to or use thereof, or your inability to access or use the site or the information, or any action or decision made by you based on the site or the information, or any errors in or omissions from the site or the information, or any unauthorized use or reproduction of the site or the information, even if Groupe DPJL Inc. has been advised of the possibility of these damages.


The links between this site and other websites are for convenience only. Groupe DPJL Inc. assumes no responsibility regarding these third-party sites or their content, or the related products and services, nor does it review, approve or control any of these other websites. Links to other sites are used at your own risk, and Groupe DPJL Inc. shall not be held responsible for damages these links may cause.

Links to downloadable software websites are for convenience only and Groupe DPJL Inc. shall not be held responsible for any difficulties or consequences associated with downloading such software. Use of any downloaded software is governed by the terms of the applicable license agreement, if any, which accompanies or is provided with such software.


Groupe DPJL Inc. administers the site from its offices in Châteauguay, Canada. The site, the information, the terms and the page disclaimers shall be governed by and interpreted in accordance with the laws of the province of Québec and the laws of Canada applicable thereto, without giving effect to any principles of conflicts of laws, and notwithstanding your domicile, residence or physical location. All disputes, controversies or claims arising from or in connection with the site, the information, the terms or the page disclaimers shall be subject to the exclusive jurisdiction of the courts of the province of Québec, legal district of Châteauguay.

You agree to submit to the exclusive jurisdiction of the courts of the province of Québec, legal district of Châteauguay, for the final settlement of any suit, action or proceeding arising from or in connection with the site, the information, the terms and the page disclaimers.